Our Firm
ABOUT EQUILIBRIUM WEALTH MANAGEMENT
Equilibrium Wealth Management, LLC. is a team of investment and planning professionals that is dedicated to helping our clients work towards their financial goals and objectives. The firm was founded by Alan Delcorse who has over 30 years of experience in the investment industry. Over the years Alan has managed client portfolios and has consulted for a variety of high net-worth clients and institutions. On the investment side, we believe in the importance of balancing return, risk and capital preservation. An integral part of our investment process is our judicious attention to risk management and strategies for preserving capital. We also believe that portfolio management should be inclusive of the complete "menu" of investments and not restricted to the typical limitations of just working with stocks, bonds and cash. In our investment process we utilize our experience in " defensive growth" and non-traditional investments for greater diversification in an effort to unlock the potential for risk-reduction and higher returns.
INVESTMENT GOALS
While results cannot be guaranteed, our approach seeks to:
- Generate higher risk-adjusted returns for each portfolio by utilizing institutional strategies
- Provide value-added portfolio characteristics and return advantages to comparable conventional portfolios
- Utilize investments that have historically provided capital preservation potential
- Employ non-correlating investments which have the potential to enhance portfolio returns while decreasing volatility
PROCESS-ASSET ALLOCATION
Our Investment Approach to Asset Allocation is to utilize core investments as the foundation and add in the distinct benefits of "defensive growth" and non-traditional investments.
- Core Investments: For the core of the portfolio, we utilize equities for growth and bonds for income and stability.
- Defensive Growth: We also incorporate a "defensive growth" strategy that seeks enhanced returns, income potential and volatility mitigation.
- Non-Traditional Investments: We utilize our experience of alternative asset classes as we seek risk management and enhanced return potential.
OUR SERVICES
Comprehensive investment management strategies
Financial Planning targeted to individual goals and objectives
CPA and Attorney referral program
Insurance and annuity solutions for capital preservation
Tax minimization programs for business owners, private practices, etc.
SUMMARY-THE VALUE PROPOSITION
Our years of experience and the strength behind our team
Dedicated client-focused approach-Stewardship
A balance between return, risk and capital preservation
Solutions that match your personal tolerance for risk
Check out the below links for details about Equillibrium Wealth Management:
Investing involves risk including loss of principal. No strategy, including asset allocation, assures success or protects against loss.
There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and bonds are subject to availability and change in price.
Alternative investments may not be suitable for all investors and involve special risks such as leveraging the investment, potential adverse market forces, regulatory changes and potentially illiquidity. The strategies employed in the management of alternative investments may accelerate the velocity of potential losses.
Annuities are long-term investment vehicles designed for retirement purposes. Insurance product guarantees are based on the claims paying ability of the issuing company.
Correlation is a statistical measure of how closely two securities move in relation to each other. A high (positive) correlation implies the securities generally move in a similar direction, whereas a low (negative) correlation implies the securities generally move in opposite directions.
Highpoint Planning Partners, Equilibrium Wealth Management, LLC and LPL Financial does not provide tax advice. Investors should consult with their personal tax advisors to discuss tax matters.
